⚖️ Terms & Conditions

Welcome to MCKTECHNICA PRIVATE LIMITED (“MCKTECHNICA”, “we”, “our”, or “us”). These Terms and Conditions (“Terms”) govern your access to and use of our website, applications, products, research interfaces, and all related digital services (“Services”).

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, please discontinue use immediately.

These Terms constitute a legally binding agreement between you and MCKTECHNICA PRIVATE LIMITED, a company incorporated under the Companies Act, 2013 (India), having its registered office in Guwahati, Assam, India.

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1. Introduction

MCKTECHNICA is a technology company engaged in developing next-generation digital systems — including secure payment infrastructures, research-driven software, and AI-integrated ecosystems.

Our Services are designed to promote transparency, inclusion, and efficiency in the digital economy. These Terms ensure that users, partners, and collaborators engage responsibly, ethically, and lawfully within this ecosystem.

2. Acceptance of Terms

By accessing or using any MCKTECHNICA Service, you confirm that you:

• Are at least 18 years of age or legally capable of entering into contracts under Indian law.
• Have read, understood, and agreed to these Terms and our Privacy Policy.
• Will comply with all applicable laws, including the Information Technology Act, 2000, and the Digital Personal Data Protection Act, 2023.

If you represent an organization, you confirm that you have the authority to bind that organization to these Terms.

3. Services and Access

A. Service Description

• Payment and transaction platforms
• Identity verification and authentication tools
• Digital wallet and smart contract infrastructure
• Research collaboration and pilot testing portals
• Information and knowledge-sharing platforms

B. Service Availability

We strive to maintain uninterrupted Services but do not guarantee continuous or error-free operation. We may modify, suspend, or discontinue any Service at any time without prior notice.

4. User Responsibilities

• Provide accurate and up-to-date information when interacting with our Services.
• Use our Services only for lawful purposes.
• Not attempt to hack, reverse-engineer, or disrupt our systems.
• Not transmit viruses or engage in fraudulent activity.
• Respect intellectual property rights and data privacy.

Violation of these responsibilities may result in suspension or termination of access.

5. Account Registration

• You are responsible for maintaining the confidentiality of login credentials.
• Notify us immediately of any unauthorized use.
• We reserve the right to refuse or terminate access for misuse or inaccuracy.

6. Intellectual Property Rights

All content, trademarks, software, and code available through our Services are the exclusive intellectual property of MCKTECHNICA PRIVATE LIMITED. Unauthorized use, reproduction, or modification is prohibited.

7. Confidentiality & Data Handling

We adhere to strict data protection protocols compliant with the Digital Personal Data Protection Act, 2023. Users must not disclose or misuse confidential or proprietary information without written consent.

8. Third-Party Links and Integrations

Our Services may link to third-party platforms. MCKTECHNICA is not responsible for third-party content, privacy practices, or security standards.

9. Limitation of Liability

• MCKTECHNICA shall not be liable for any direct or indirect damages arising from use of our Services.
• We do not warrant uninterrupted or error-free services.
• Losses from unauthorized access or data breaches caused by external factors are excluded.

10. Indemnification

You agree to indemnify and hold MCKTECHNICA, its directors, employees, and affiliates harmless from any claims arising from misuse, violation, or legal breach related to your use.

11. Governing Law & Jurisdiction

These Terms shall be governed by the laws of India. All disputes will be subject to the jurisdiction of courts in Guwahati, Assam.

12. Termination

We reserve the right to suspend or terminate your access for any reason, including violation of these Terms or regulatory obligations.

13. Modifications to Terms

We may revise these Terms to reflect legal, operational, or technological updates. Continued use signifies acceptance of such changes.

14. Contact & Legal Notice

For any legal or compliance concerns, contact:

MCKTECHNICA PRIVATE LIMITED
Guwahati, Assam, India
📩 legal@mcktechnica.com
🕓 Mon–Fri, 10 AM – 6 PM IST

15. Disclaimer of Warranties

All Services are provided “as is”. We make no warranties regarding reliability, suitability, or performance beyond our control.

16. Force Majeure

We are not liable for failure caused by events beyond our control, such as natural disasters, cyber incidents, pandemics, or network failures.

17. Severability

If any part of these Terms is invalid under applicable law, remaining provisions shall continue in full effect.

18. Entire Agreement

These Terms and our Privacy Policy form the complete agreement between you and MCKTECHNICA.

19. Final Declaration

MCKTECHNICA is built on integrity, innovation, and accountability. These Terms are not restrictions — they are foundations of trust.